Who Gets to Tax Your Retirement Benefits?
Navigating double taxation agreements in retirement planning. Cross-border retirement planning raises difficult tax questions. This article unpacks how double taxation agreements (DTAs) shape the taxation of lump sums and annuities, and the steps advisors can take to help preserve clients’ retirement benefits. For South Africans who have built their careers locally but now live abroad, […]
Rethinking Investing in an Age of Uncertainty
Focus on fundamentals, not forecasts. For much of the last century, investment success was often linked to foresight. The prevailing belief was that skilled investors could anticipate market cycles, economic inflection points, and policy shifts to stay ahead of the curve. However, that paradigm is shifting. Today, markets are no longer guided solely by fundamentals […]
Knowledge Is Power – If You Can Find It
The real threat to your business is old habits. In July 2025, a mid-sized South African business lost one of its most experienced employees. The impact was catastrophic. This was not because of his seniority, but because he was the only one who knew how everything worked. Systems, processes, and compliance routines were all inside […]
South Africa’s Parental Leave Rules Have Been Updated
On 3 October 2025, the Constitutional Court delivered a landmark decision in Van Wyk and Others v Minister of Employment and Labour & Others (CCT 308/23) [2025] ZACC 20, fundamentally reshaping the law on parental leave in South Africa. The Judgment The court declared that the existing provisions of the Basic Conditions of Employment Act […]