The R2.3 Million Threshold: A New Era for Small Business Growth
For the first time in 17 years, the goalposts for small businesses in South Africa have shifted. As of 1 April 2026, the compulsory VAT registration threshold has increased from R1 million to R2.3 million. This change finally acknowledges how much the cost of doing business has increased since 2009. While this may feel like […]
Payroll Under Pressure: SA’s SMB Survival Guide 2026
South Africa’s economy in 2026 presents a complex picture: inflation is moderating, yet the pressures on small and medium-sized businesses (SMBs) are anything but easing. From ballooning salary budgets to sophisticated payroll fraud and an evolving cyber threat landscape, lean business teams are being asked to do more with less, all while navigating tighter compliance […]
Why South African Business Owners Must Plan Their Succession
With only 30% of family businesses surviving to the second generation, the time to act is well before you’re ready to step away. Every business owner reaches a point where the question shifts from “how do I grow this?” to “what happens when I’m gone?” For South African entrepreneurs approaching retirement or considering succession in […]
Your Company Structure Should Evolve as Your Business Grows
In the early days of a business, structure is often accidental. People wear multiple hats, reporting lines hang loose, and “being agile” usually means figuring things out as you go. This flexibility can be an advantage at the start. But as your business grows, what once felt dynamic can quietly become a risk. At its […]
What Does Being a Trustee of a Body Corporate Entail (Part 2)
In Part One of this article, we explained that a replacement trustee may be appointed by the remaining trustees when a trustee ceases to hold office, or, if all trustees have vacated their positions, by the members in a general meeting. The appointment is for a specified period, for example, six months or usually until […]
Knowledge Is Power – If You Can Find It
The real threat to your business is old habits. In July 2025, a mid-sized South African business lost one of its most experienced employees. The impact was catastrophic. This was not because of his seniority, but because he was the only one who knew how everything worked. Systems, processes, and compliance routines were all inside […]
Time Is, Indeed, Money!
How to make time work for your money. It’s often said that time is money, and when it comes to your finances, that’s absolutely true. The principle of the time value of money is simple: money available today is worth more than the same amount in the future, because it has the potential to earn […]
Is Your Business Paying the Price for Not Investing in the Right Technology?
Financial operations form the backbone of every organisation, but when the technology that supports them is outdated, the ripple effect can be damaging. Slow systems increase turnaround times, manual errors create compliance risks, and poor integration can lead to inconsistent reporting. The cost of “making do” with old systems is often invisible until it shows […]
What Does Being a Trustee of a Body Corporate Entail? (Part 1)
When all the trustees of a body corporate resign, the options available to the owners include the appointment of: replacement trustees at a special general meeting. an executive managing agent at a special general meeting or approaching the Community Schemes Ombud service to do so. appointment of an administrator by way of an application to […]
Declaring Too Much Income to SARS?
It sounds crazy, but it happens more often than one would think… Many a taxpayer has experienced the wrath of SARS when failing to declare all of their income. The penalties for non-declaration of income are severe—up to 200% of the tax evaded as a consequence of not declaring an amount that is taxable. But […]